Industry-Leading Mortgage Brokerage Firm Located in Covina CA.


United Executives Group Inc. is committed to helping homebuyers secure the best conditions possible for their mortgage. To achieve that aim, we offer our clients the chance to compare different types of mortgages for commercial and residential real estate. With our team of experienced brokers at your disposal, you can trust we’ll find the right mortgage for you.

Read on to learn more about your options for different mortgages. To discuss your options with a member of our team, don’t hesitate to call us at (626) 967-9000 today.

VA Loans/VA (IRRL)

A VA loan is a mortgage loan that's backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. While the VA does not lend money for VA loans, it backs loans made by private lenders (banks, savings and loans, or mortgage companies) to veterans, active military personnel, and military spouses who qualify. There are three types of VA loans: purchase loans, interest rate reduction refinance loans (or IRRRL, also referred to as a VA streamline refinance loan), and cash-out refinance loans. There are many benefits to a VA loan, but one of biggest benefits is that no down payment is needed to purchase a home. This can make home ownership a reality for active military or veterans who might otherwise not be able to afford it.

FHA Loan/FHA Streamine Refinance

An FHA loan is a mortgage issued by an FHA-approved lender and insured by the Federal Housing Administration (FHA). Designed for low-to-moderate-income borrowers, FHA loans require a lower minimum down payments and credit scores than many conventional loans.

As of 2020, you can borrow up to 96.5% of the value of a home with an FHA loan (meaning you'll need to make a down payment of only 3.5%).

FHA Streamline Refinance: The FHA Streamline Refinance program gets its name because it allows borrowers to refinance an existing FHA loan to a lower rate more quickly. Avoiding a lot of paperwork, and often without an appraisal, the Streamline option saves borrowers time and money.​

Conventional Loan

A conventional loan is a mortgage loan that's not backed by a government agency. Conventional loans are broken down into "conforming" and "non-conforming" loans. Conforming conventional loans follow lending rules set by the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac). However, some lenders may offer some flexibility with non-conforming conventional loans.

Down Payment Assistant Loans (DPA)

Simply put, Down Payment Assistance (also called DPA) is funding for home buyers through local State and Government Programs. This program helps people with financial assistance that drastically reduces the amount you need to save for a down payment on your new home.

Hard Money Loan

How Hard Money Loans Work. Hard money lenders provide short-term loans that run from six months to 24 months. They are typically set up as interest-only payment loans amortized over 30 years. The borrower makes a balloon payment at the end of the loan to repay the principal.

Non-QM Loan

Non-QM loan products allow you to qualify for using alternative representations of your reliability as a borrower. Such representations may include bank statements, rental income, your liquid assets, or your credit history. Whether you are a new or experienced investor or a hopeful first-time homebuyer, Non-QM mortgage products can help you finance your purchase or refinance, without having to jump through hoops.


First-Time Homebuyer Mortgage
First-time homebuyers are at a considerable advantage in the real estate market.
Investment Property Mortgage
An investment property mortgage is designed for properties intended to generate an income.
Renovation Mortgage
A purchase-plus-improvements mortgage is designed for consumers who want to start making improvements to their home immediately after buying it.
Home Equity Line of Credit
A home equity line of credit (HELOC) is not a mortgage per se, but it can be used as an alternative.
Pre-Approved Mortgage
is a preliminary agreement in which the lender outlines the terms and conditions based on your income and credit rating.
Reverse Mortgage
allows homeowners age 55 and up to get money from their home equity without having to sell their property.

Need to Know More About Mortgage Conditions?

We’re happy to answer any questions you may have about mortgage types, conditions, and financing options. To get started, be sure to contact us.

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